Pension Mortgage Test - Greg Vaughan

Pension Mortgage Test

The 60 second mis-selling test…

Please answer the six questions below. The result will indicate whether you were the victim of mis-selling or not.

It is important to bear in mind the test is only an indicator. It doesn’t mean you definitely were mis-sold (if that is the result) or that you will be entitled to compensation. Please contact me whatever the result and I will carry out a more in depth analysis for you (free of charge, of course).

Pension Mortgage: Quick Test

Question 1 of 6

Did the financial adviser explain there was a risk that a personal pension might not provide a large enough tax free lump sum to fully repay the mortgage loan?

Question 2 of 6

Did the financial adviser discuss in depth how a personal pension mortgage works in a way that you fully understood?

Question 3 of 6

Do you feel you were given sufficient information about all mortgage types to have made an informed decision between them?

Question 4 of 6

In your opinion, did the financial adviser gather sufficient information about you, your personal circumstances, and your plans and priorities before recommending the personal pension mortgage?

Question 5 of 6

Did the financial adviser establish if you were a sophisticated investor with a detailed knowledge of investment products who would understand the risks of linking a personal pension policy to a mortgage?

Question 6 of 6

Were you given a positive reason for taking out a pension mortgage? I.e. it was explained what made it so much better than any other type?

Thank you for taking the test , please click the button below to find out your result.

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