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I publish regular blogs and articles about reclaiming your money and financial matters in general. Please keep visiting to see the latest posts.
FSAVC Pension Plans: Why they are bad for your wealth
Why FSAVC plans are bad for your wealth
Why buying “added years” was so beneficial for Teachers compared to FSAVC plans
Why buying "added years" was so beneficial for Teachers compared to FSAVC pension plans
FSAVC Mis-selling: Did it happen to you and how to recover financially
FSAVC Mis-selling: were you a victim and how to recover financially if so
Retired doctors and teachers can still claim FSAVC compensation
Retired doctors and teachers don't need to miss out. You can still claim redress for a mis-sold FSAVC pension plan
Why buying “added years” was so beneficial for doctors and dentists compared to FSAVC plans
Why buying “added years” was so beneficial for doctors and dentists compared to FSAVC plans
FSAVC Pension Plans and the Impact of High Charges
FSAVC Pension Plans and high charges. Find out why these plans are bad for your wealth and what to do about it.
Low cost SIPP or commercial property SIPP – which is best?
Find out the best type of SIPP for you
Make your child a millionaire
It' surprisingly easy, but the industry doesn't want you to know. Here's why.
Mrs W and Lloyds Bank’s refusal to consider the case
As a general rule of thumb, if a bank can find a reason to refuse to consider a case, it will.
Mr & Mrs A and their Aviva endowment policy
The very first step in any complaint case is to identify which firm has potential liability for the failure of a product.
Mr M’s FSAVC Pension Plan with Aviva
Mr M is in his early 60s and spent his whole career as a teacher, joining the profession at age 23.
Dr H’s FSAVC Pension Plan sale by Sun Life Financial of Canada
Dr H first got in touch in 2015 but, unusually, did not become a client until 2021.
Mr & Mrs G and a Barclays structured investment product
I see quite a lot of cases like Mr & Mrs G’s and it is fairly typical. Mr & Mrs G were sold their investment bond by a salesman in a Barclays branch.
Mr D and Lloyds business loans
This is a classic case of mis-selling, showing how even a highly intelligent person can be led up the garden path by their bank.
Miss H and her Zurich protection insurance
One of the most common issues that arises is that of over-selling. This is not the same as mis-selling per se.
Beware of advisers offering a pot of gold
A continuing theme in the mis-selling of pensions is that of transferring old company scheme retirement pots into Self-Invested Personal Pension Plans (SIPPs)
Mrs H and her vanished inheritance
Mrs H was referred to me by her new financial adviser, whose clients I had helped in the past. He was concerned that an investment portfolio established by a previous adviser had lost a considerable amount o
Memorable Cases
I am often asked which cases stick in my mind the most. This is the story of one that is probably one of the most satisfying cases I have dealt with in recent years. Mr M initially came to me through a referral from another client (as indeed do more than 80% of my clients, which is a figure I am absurdly proud about)
The year 2021 reviewed
2021 continued to be a very busy year, particularly in the area of pension mis-selling claims. Fortunately, business was largely unaffected by the pandemic.
Pursuing your own case – the pros and cons
One question which I am asked perhaps more than any other by prospective clients is “Can I not make a mis-selling claim myself?”
An endorsement from one doctor client
Doctors and teachers are my biggest group of clients mis-sold FSAVC pension plans in the 1990s.
Paying Additional Voluntary Contributions. Is it Worth It?
There are two types of pension schemes if you wish to make additional voluntary contributions for your retirement.
