Retired doctors and teachers don't need to miss out. You can still claim redress for a mis-sold FSAVC pension plan
Why buying “added years” was so beneficial for doctors and dentists compared to FSAVCs
FSAVC Pension Plans and high charges. Find out why these plans are bad for your wealth and what to do about it.
Find out the best type of SIPP for you
It' surprisingly easy, but the industry doesn't want you to know. Here's why.
As a general rule of thumb, if a bank can find a reason to refuse to consider a case, it will.
The very first step in any complaint case is to identify which firm has potential liability for the failure of a product.
Mr M is in his early 60s and spent his whole career as a teacher, joining the profession at age 23.
Dr H first got in touch in 2015 but, unusually, did not become a client until 2021.
I see quite a lot of cases like Mr & Mrs G’s and it is fairly typical. Mr & Mrs G were sold their investment bond by a salesman in a Barclays branch.
This is a classic case of mis-selling, showing how even a highly intelligent person can be led up the garden path by their bank.
One of the most common issues that arises is that of over-selling. This is not the same as mis-selling per se.
A continuing theme in the mis-selling of pensions is that of transferring old company scheme retirement pots into Self-Invested Personal Pension Plans (SIPPs)
Mrs H was referred to me by her new financial adviser, whose clients I had helped in the past. He was concerned that an investment portfolio established by a previous adviser had lost a considerable amount o
I am often asked which cases stick in my mind the most. This is the story of one that is probably one of the most satisfying cases I have dealt with in recent years. Mr M initially came to me through a referral from another client (as indeed do more than 80% of my clients, which is a figure I am absurdly proud about)
2021 continued to be a very busy year, particularly in the area of pension mis-selling claims. Fortunately, business was largely unaffected by the pandemic.
One question which I am asked perhaps more than any other by prospective clients is “Can I not make a mis-selling claim myself?”
Doctors and teachers are my biggest group of clients mis-sold FSAVC pension plans in the 1990s.
There are two types of pension schemes if you wish to make additional voluntary contributions for your retirement.